C Plus Plan Overview - Medicare
Breadcrumb
Cplus Plan Overview 2026
Plan Overview
Additional coverage that helps reduce out-of-pocket costs and fills gaps in Original Medicare.
CPlus℠ picks up where Medicare leaves off, with:
Medical-Only Coverage
Medical-Only Coverage
C Plus Medicare Select plans work hand-in-hand with Original Medicare (Part A Hospital Insurance and Part B Medical Insurance), picking up as a supplement where Medicare leaves off.
C Plus plans do not cover prescription drugs. Get all-around protection by enrolling in both C Plus and one of our BlueRx drug plans.
You can enroll in C Plus if you are both: an Alabama resident, and enrolled in Medicare Part A and Part B.
No Referrals for Specialist
No Referrals for Specialist
No referrals needed to see specialists.
We have over 90% of all Alabama doctors in our network along with 100% of Alabama hospitals.
Few Out-of-Pocket Costs
Few Out-of-Pocket Costs
Full coverage for Medicare-eligible inpatient hospital stays
You pay $0 for doctor and specialist visits, lab and x-ray, outpatient services and procedures, durable medical equipment and other Part B services after your Part B deductible of $283.**
$0 annual routine hearing exam and hearing aid discounts both only available through a TruHearing® provider.***
**$217 daily copay for days 21-100 in a skilled nursing facility for Plan B. All CMS rates may change on January 1 of each year.
***All content ©2026 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
Coverage while Traveling
Coverage While Traveling
If you’re TRAVELING outside of Alabama: You’re free to use any doctor or hospital that accepts Medicare — anytime, anywhere. If Medicare pays, C Plus pays!
Health & Wellness Benefits
Health & Wellness Benefits
Click here to learn more about C Plus Health & Wellness Benefits.
- 24-Hour Nurse Hotline*
- Air Medical Services**
- TruHearing®***
*A specially trained nurse is standing by to answer your questions, 24 hours a day. 365 days a year.
**Air medical transport services are provided through a contract with AirMed International, LLC. AirMed International, LLC is an independent company that does not provide Blue Cross and Blue Shield of Alabama products. Blue Cross is not responsible for any mistakes, errors or omissions that AirMed, its employees or staff members make. Air medical services terminate if coverage by your health plan ends.
***All content ©2026 TruHearing, Inc. All rights reserved. TruHearing® is a registered trademark of TruHearing, Inc. All appointments must be performed by a TruHearing network provider for routine hearing exam and hearing aids.
- Medical-Only Coverage >
- No Referrals for Specialist >
- Few Out-of-Pocket Costs >
- Coverage while Traveling >
- Health & Wellness Benefits >
Use the Doctors and Hospitals You Prefer!
- Use network doctors when you're IN Alabama: We have 90% of all Alabama doctors in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
- If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!
Here are some C Plus Plan Highlights:
- Few out-of-pocket costs
- No referrals needed to see specialists
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Can be paired with BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing***
- 24-Hour nurse hotline
Did you know?
90% of all Alabama physicians are in our network.
Along with 100% of all Alabama hospitals!
Use the Doctors and Hospitals You Prefer
- Use network doctors when you're IN Alabama: We have 90% of all Alabama doctors in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
- If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!
Here are some C Plus Plan Highlights
- Few out-of-pocket costs
- No referrals needed to see specialists
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Can be paired with a BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing®***
- 24-Hour nurse hotline****
Did you know?
We have over 90% of all Alabama physicians in our network.
Along with 100% of all Alabama hospitals!
Helpful Tools
Helpful Tools
Enroll Now Banner 2026
If you're eligible, you can enroll online now!
ENROLL NOWHave a question? Need help enrolling?
Call 1-888-543-9212 (TTY 711)
7 days a week, 8 a.m. to 8 p.m.*
Blueadvantage Plan Overview - Fine Text 2026
**Air medical transport services are provided through a contract with AirMed International, LLC. AirMed International, LLC is an independent company that does not provide Blue Cross and Blue Shield of Alabama products. Blue Cross is not responsible for any mistakes, errors or omissions that AirMed, its employees or staff members make. Air medical services terminate if coverage by your health plan ends.
***All content ©2026 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. Savings and retail pricing based on a survey of national average hearing aid prices of equivalent aids compared to TruHearing pricing. Actual savings may vary. Follow-up provider visits included for one year following hearing aid purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees. For questions regarding fees, contact a TruHearing Hearing Consultant.
****A specially trained nurse is standing by to answer your questions, 24 hours a day. 365 days a year.
C Plus only Stock ID/disclaimer
Contact Us Disclaimer
*We are available Monday – Friday, 8 a.m. – 8 p.m. CST. From October 1 to March 31, the hours of operation are Monday – Sunday, 8 a.m. – 8 p.m. CST. You may be required to leave a message for calls made after hours, weekends and holidays. Calls will be returned the next business day.
Third Party Website Disclaimer
You are about to leave the Blue Cross and Blue Shield of Alabama Medicare products website to visit one of our social media sites. Although content of our social media sites is maintained by Blue Cross, Blue Cross does not control the security and/or privacy practices of these external social media sites. Therefore, Blue Cross advises users of these sites against sharing any personal health information or any other information the user would otherwise not feel comfortable being made public. Blue Cross shall not be liable for privacy breaches, security incidents or similar events due to the use of social media sites.
To continue, click "Accept." If you want to stay on the Blue Cross and Blue Shield of Alabama Medicare website, click "Cancel."