C Plus: Medicare Supplemental Plan | Blue Cross and Blue Shield of Alabama - Medicare
C Plus picks up where Medicare leaves off, with:
- Medical-only Coverage
- No Referrals for Specialists
- Few Out-of-Pocket Costs
- Coverage While Traveling
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Valuable health and wellness services — including a SilverSneakers® fitness membership — at no cost to you*
- Can be paired with a BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing®***
- 24-Hour nurse hotline
Medical-Only Coverage
More >Medical-Only Coverage
C Plus Medicare Select plans work hand-in-hand with Original Medicare (Part A Hospital Insurance and Part B Medical Insurance), picking up as a supplement where Medicare leaves off.
C Plus plans do not cover prescription drugs. Get all-around protection by enrolling in both C Plus and one of our BlueRx drug plans.
You can enroll in C plus if you are both: an Alabama resident, and enrolled in Medicare Part A and Part B.
No Referrals for Specialist
More >No Referrals for Specialist
No referrals needed to see specialists
More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals.
Few Out-of-Pocket Costs
More >Few Out-of-Pocket Costs
Full coverage for Medicare-eligible inpatient hospital stays
You pay $0 for doctor and specialist visits, lab and x-ray, outpatient services and procedures, durable medical equipment and other Part B services after your Part B deductible of $233.*
$0 annual routine hearing exam and hearing aid discounts both available through a TruHearing® provider**
*$194.50 daily copay for days 21-100 in a skilled nursing facility for Plan B. All CMS rates may change on January 1 of each year.
**All content ©2021 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
Coverage While Traveling
More >Coverage While Traveling
If you’re TRAVELING outside of Alabama: You’re free to use any doctor or hospital that accepts Medicare — anytime, anywhere. If Medicare pays, C Plus pays!
Silver Sneakers® Membership
More >Enjoy a complimentary SilverSneakers® fitness membership!
An innovative health, exercise, and wellness program for active seniors. Get fit, have fun and make new friends while enjoying a healthy lifestyle.
- Unlimited gym access at over 300 participating locations in Alabama
- At-home kits available if you can't get to a fitness location due to health reasons
- Online resources and support from trained Advisors
*SilverSneakers is a registered trademark of Tivity Health, Inc. © 2021 Tivity Health, Inc. All rights reserved.
Use the Doctors and Hospitals You Prefer
- Use network doctors when you're IN Alabama: More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
- If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!
Here are Some C Plus Plan Highlights
- Few out-of-pocket costs
- No referrals needed to see specialists
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Valuable health and wellness services — including a SilverSneakers® fitness membership — at no cost to you*
- Can be paired with a BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing®***
- 24-Hour nurse hotline
More than 90% of all Alabama physicians are in our network.
Along with 100% of all Alabama hospitals!
More Information:
 |
OriginalMedicare |
CPlusPlan B$173 per month |
CPlusPlan G$190 per month |
CPlusPlan F†$218 per month |
|---|---|---|---|---|
| Part A Hospital Expenses | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Initial Part A hospital deductible | $1,556 | $0 | $0 | $0 |
| Daily copay for days 61-90 in a hospital | $389 per day | $0 | $0 | $0 |
| Daily copay for days 91-150 in a hospital | $778 per day | $0 | $0 | $0 |
| Additional 365 days once lifetime reserve days are used | All costs | $0 | $0 | $0 |
| Daily copay for days 21-100 in a skilled nursing facility | $194.50 per day | $194.50 per day | $0 | $0 |
| Part B Physician Services & Supplies | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Annual Part B deductible | $233 | $233 | $233 | $0 |
| Doctor and specialist visits | 20% | $0 | $0 | $0 |
| Lab and X-Ray | 20% | $0 | $0 | $0 |
| Outpatient services and procedures | 20% | $0 | $0 | $0 |
| Durable medical equipment | 20% | $0 | $0 | $0 |
| Other Part B services | 20% | $0 | $0 | $0 |
| Other Benefits Not Covered By Medicare | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Medically necessary emergency care services during the first 60 days of each trip outside the United States | All costs | All costs | $250 deductible, then 20%, and all costs over $50,000 lifetime max | $250 deductible, then 20%, and all costs over $50,000 lifetime max |
*SilverSneakers is a registered trademark of Tivity Health, Inc. © 2022 Tivity Health, Inc. All rights reserved.
**These rates may change on 1/1/2023 per CMS guidelines.
***All content ©2022 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. Retail pricing based on prices for comparable aids. Follow-up provider visits included for one year following hearing aid purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees. For questions regarding fees, contact a TruHearing hearing consultant.
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