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CPlus Overview

C Plus picks up where Medicare leaves off, with:

  • Medical-only Coverage
  • No Referrals for Specialists
  • Few Out-of-Pocket Costs
  • Coverage While Traveling
  • Full coverage for Medicare-eligible hospital stays
  • No waiting period for pre-existing health conditions
  • $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
  • No paperwork or claim filing when you use network providers
  • Valuable health and wellness services — including a SilverSneakers® fitness membership — at no cost to you*
  • Can be paired with a BlueRx (PDP) plan for more complete protection
  • Significant discounts on hearing aids through TruHearing®***
  • 24-Hour nurse hotline
Stethoscope

Medical-Only Coverage

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Medical-Only Coverage

 

C Plus Medicare Select plans work hand-in-hand with Original Medicare (Part A Hospital Insurance and Part B Medical Insurance), picking up as a supplement where Medicare leaves off.

C Plus plans do not cover prescription drugs. Get all-around protection by enrolling in both C Plus and one of our BlueRx drug plans.

You can enroll in C plus if you are both: an Alabama resident, and enrolled in Medicare Part A and Part B.

Referral

No Referrals for Specialist

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No Referrals for Specialist

 

No referrals needed to see specialists

More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals.

Coins-Bills

Few Out-of-Pocket Costs

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Few Out-of-Pocket Costs

 

Full coverage for Medicare-eligible inpatient hospital stays

You pay $0 for doctor and specialist visits, lab and x-ray, outpatient services and procedures, durable medical equipment and other Part B services after your Part B deductible of $226.*

$0 annual routine hearing exam and hearing aid discounts both available through a TruHearing® provider**

*$200 daily copay for days 21-100 in a skilled nursing facility for Plan B. All CMS rates may change on January 1 of each year.

**All content ©2023 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.

Travel Luggage

Coverage While Traveling

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Coverage While Traveling

 

If you’re TRAVELING outside of Alabama: You’re free to use any doctor or hospital that accepts Medicare — anytime, anywhere. If Medicare pays, C Plus pays!

Silver Sneakers

Fitness Allowance FlexCard

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Fitness Allowance

 

An innovative health, exercise and wellness benefit for active seniors. Get fit, have fun and make new friends while enjoying a healthy lifestyle.

  • $90 allowance every three months
  • Allowance will be loaded to the FlexCard mailed to you at enrollment
  • Your FlexCard can be used toward memberships at over 450 health clubs in the state of Alabama
  • Any unused amount will not carry over to the next quarter

*The Alabama FlexCard Mastercard® Prepaid card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International.

Use the Doctors and Hospitals You Prefer

  • Use network doctors when you're IN Alabama: More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
  • If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!

Here are Some C Plus Plan Highlights

  • Few out-of-pocket costs
  • No referrals needed to see specialists
  • Full coverage for Medicare-eligible hospital stays
  • No waiting period for pre-existing health conditions
  • $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
  • No paperwork or claim filing when you use network providers
  • Valuable health and wellness services — including a FlexCard with a $90 quarterly fitness allowance to over 450 health clubs in Alabama
  • Can be paired with a BlueRx (PDP) plan for more complete protection
  • Significant discounts on hearing aids through TruHearing®***
  • 24-Hour nurse hotline
90 pie chart

More than 90% of all Alabama physicians are in our network.

900 pie chart

Along with 100% of all Alabama hospitals!

Original

Medicare

CPlus

Plan B

$181 per month

CPlus

Plan G

$199 per month

CPlus

Plan F

$229 per month

Part A Hospital Expenses With Medicare Alone**
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Initial Part A hospital deductible
The amount you pay for eligible health services in a year before your insurance policy begins to share costs. If your deductible is $1,500, for example, you’ll pay for eligible costs for up to $1,500 before your policy helps pay for covered services.
$1,632 $0 $0 $0
Daily copay
A set fee you pay for a healthcare service, such as a visit to a doctor or hospital, or for a prescribed medication.
for days 61-90 in a hospital
$408 per day $0 $0 $0
Daily copay
A set fee you pay for a healthcare service, such as a visit to a doctor or hospital, or for a prescribed medication.
for days 91-150 in a hospital
$816 per day $0 $0 $0
Additional 365 days once lifetime reserve days are used All costs $0 $0 $0
Daily copay
A set fee you pay for a healthcare service, such as a visit to a doctor or hospital, or for a prescribed medication.
for days 21-100 in a skilled nursing facility
$204 per day $200 per day $0 $0
Part B Physician Services & Supplies With Medicare Alone**
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Annual Part B deductible
The amount you pay for eligible health services in a year before your insurance policy begins to share costs. If your deductible is $1,500, for example, you’ll pay for eligible costs for up to $1,500 before your policy helps pay for covered services.
$240 $240 $240 $0
Doctor and specialist visits 20% $0 $0 $0
Lab and X-Ray 20% $0 $0 $0
Outpatient services and procedures 20% $0 $0 $0
Durable medical equipment 20% $0 $0 $0
Other Part B services 20% $0 $0 $0
Other Benefits Not Covered By Medicare With Medicare Alone**
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Medically necessary emergency care services during the first 60 days of each trip outside the United States All costs All costs $250 deductible, then 20%, and all costs over $50,000 lifetime max $250 deductible, then 20%, and all costs over $50,000 lifetime max
IMPORTANT NOTE: C Plus Plan-F Qualification: Starting in 2020, the popular Plan-F will only be available to those who are Medicare eligible by 12/31/19 (either by age, disability or previously qualified and still working beyond age 65). Questions? Call 1-855-828-3982 (TTY 711).

Disclaimers SS and TH C Plus

*The Alabama FlexCard Mastercard® Prepaid card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International.

**These rates may change on 1/1/2024 per CMS guidelines.

***All content ©2023 TruHearing, Inc. All Rights Reserved. TruHearing® and (Re)™ are registered trademarks of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. Retail pricing based on prices for comparable aids. Follow-up provider visits included for one year following hearing aid purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees. For questions regarding fees, contact a TruHearing hearing consultant.

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