C Plus: Medicare Supplemental Plan - Medicare
C Plus picks up where Medicare leaves off, with:
- Medical-only Coverage
- No Referrals for Specialists
- Few Out-of-Pocket Costs
- Coverage While Traveling
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Valuable health and wellness services — at no cost to you*
- Can be paired with a BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing®***
- 24-Hour nurse hotline
Medical-Only Coverage
More >Medical-Only Coverage
C Plus Medicare Select plans work hand-in-hand with Original Medicare (Part A Hospital Insurance and Part B Medical Insurance), picking up as a supplement where Medicare leaves off.
C Plus plans do not cover prescription drugs. Get all-around protection by enrolling in both C Plus and one of our BlueRx drug plans.
You can enroll in C plus if you are both: an Alabama resident, and enrolled in Medicare Part A and Part B.
No Referrals for Specialist
More >No Referrals for Specialist
No referrals needed to see specialists
More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals.
Few Out-of-Pocket Costs
More >Few Out-of-Pocket Costs
Full coverage for Medicare-eligible inpatient hospital stays
You pay $0 for doctor and specialist visits, lab and x-ray, outpatient services and procedures, durable medical equipment and other Part B services after your Part B deductible of $240.*
$0 annual routine hearing exam and hearing aid discounts both available through a TruHearing® provider**
*$204 daily copay for days 21-100 in a skilled nursing facility for Plan B. All CMS rates may change on January 1 of each year.
**All content ©2024 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc.
Coverage While Traveling
More >Coverage While Traveling
If you’re TRAVELING outside of Alabama: You’re free to use any doctor or hospital that accepts Medicare — anytime, anywhere. If Medicare pays, C Plus pays!
Fitness Allowance FlexCard
More >Fitness Allowance
An innovative health, exercise and wellness benefit for active seniors. Get fit, have fun and make new friends while enjoying a healthy lifestyle.
- $90 allowance every three months
- Allowance will be loaded to the FlexCard mailed to you at enrollment
- Your FlexCard can be used toward memberships at over 1,000 health clubs in the state of Alabama
- Any unused amount will not carry over to the next quarter
*The Alabama FlexCard Mastercard® Prepaid card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International.
Use the Doctors and Hospitals You Prefer
- Use network doctors when you're IN Alabama: More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
- If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!
Here are Some C Plus Plan Highlights
- Few out-of-pocket costs
- No referrals needed to see specialists
- Full coverage for Medicare-eligible hospital stays
- No waiting period for pre-existing health conditions
- $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
- No paperwork or claim filing when you use network providers
- Valuable health and wellness services — including a FlexCard with a $90 quarterly fitness allowance to over 1,000 health clubs in Alabama
- Can be paired with a BlueRx (PDP) plan for more complete protection
- Significant discounts on hearing aids through TruHearing®***
- 24-Hour nurse hotline
More than 90% of all Alabama physicians are in our network.
Along with 100% of all Alabama hospitals!
More Information:
 |
OriginalMedicare |
CPlusPlan B$188 per month |
CPlusPlan G$207 per month |
CPlusPlan F†$237 per month |
|---|---|---|---|---|
| Part A Hospital Expenses | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Initial Part A hospital deductible
|
$1,632 | $0 | $0 | $0 |
| Daily copay
|
$408 per day | $0 | $0 | $0 |
| Daily copay
|
$816 per day | $0 | $0 | $0 |
| Additional 365 days once lifetime reserve days are used | All costs | $0 | $0 | $0 |
| Daily copay
|
$204 per day | $204 per day | $0 | $0 |
| Part B Physician Services & Supplies | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Annual Part B deductible
|
$240 | $240 | $240 | $0 |
| Doctor and specialist visits | 20% | $0 | $0 | $0 |
| Lab and X-Ray | 20% | $0 | $0 | $0 |
| Outpatient services and procedures | 20% | $0 | $0 | $0 |
| Durable medical equipment | 20% | $0 | $0 | $0 |
| Other Part B services | 20% | $0 | $0 | $0 |
| Other Benefits Not Covered By Medicare | With Medicare Alone** YOU PAY |
With Plan B YOU PAY |
With Plan G YOU PAY |
With Plan F YOU PAY |
| Medically necessary emergency care services during the first 60 days of each trip outside the United States | All costs | All costs | $250 deductible, then 20%, and all costs over $50,000 lifetime max | $250 deductible, then 20%, and all costs over $50,000 lifetime max |
*The Alabama FlexCard Mastercard® Prepaid card is issued by Stride Bank, N.A., Member FDIC, pursuant to license by Mastercard International.
**These rates may change on 1/1/2025 per CMS guidelines.
***All content ©2024 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. All other trademarks, product names, and company names are the property of their respective owners. Savings and retail pricing based on a survey of national average hearing aid prices compared to TruHearing pricing. Savings may vary. Listed hearing aid prices are subject to change. Confirm hearing aid pricing at your appointment with your provider. Follow-up provider visits included for one year following hearing aid purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees. For questions regarding fees, contact a TruHearing Hearing Consultant.
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