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CPlus Overview

C Plus picks up where Medicare leaves off, with:

  • Medical-only Coverage
  • No Referrals for Specialists
  • Few Out-of-Pocket Costs
  • Coverage While Traveling
  • Medical-only Coverage
  • No Referrals for Specialists
  • Few Out-of-Pocket Costs
  • Coverage While Traveling

Medical-Only Coverage

No Referrals for Specialist

Few Out-of-Pocket Costs

Coverage While Traveling

Silver Sneakers® Membership

Use the Doctors and Hospitals You Prefer

  • Use network doctors when you're IN Alabama: More than 90% of all Alabama doctors are in our network along with 100% of Alabama hospitals so it's easy to get in-network care close to home.
  • If you're TRAVELING outside of Alabama: You're free to use any doctor or hospital that accepts Medicare — anywhere, anytime. If Medicare pays, C Plus pays!

Here are Some C Plus Plan Highlights

  • Few out-of-pocket costs
  • No referrals needed to see specialists
  • Full coverage for Medicare-eligible hospital stays
  • No waiting period for pre-existing health conditions
  • $0 copays for doctor visits, outpatient services and emergency room visits (after Part B deductible)
  • No paperwork or claim filing when you use network providers
  • Valuable health and wellness services — including a SilverSneakers® fitness membership — at no cost to you
  • Can be paired with a BlueRx (PDP) plan for more complete protection
  • Significant discounts on hearing aids through TruHearing®

More than 90% of all Alabama physicians are in our network.

Along with 100% of all Alabama hospitals!

Original

Medicare

CPlus

Plan B

$152 per month

CPlus

Plan G

$167 per month

CPlus

Plan F

$192 per month

Part A Hospital Expenses With Medicare Alone
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Initial Part A hospital deductible $1,408 $0 $0 $0
Daily copay for days 61-90 in a hospital $352 per day $0 $0 $0
Daily copay for days 91-150 in a hospital $704 per day $0 $0 $0
Additional 365 days once lifetime reserve days are used All costs $0 $0 $0
Daily copay for days 21-100 in a skilled nursing facility $176 per day $176 per day $0 $0
Part B Physician Services & Supplies With Medicare Alone
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Annual Part B deductible $198 $198 $198 $0
Doctor and specialist visits 20% $0 $0 $0
Lab and X-Ray 20% $0 $0 $0
Outpatient services and procedures 20% $0 $0 $0
Durable medical equipment 20% $0 $0 $0
Other Part B services 20% $0 $0 $0
Other Benefits Not Covered By Medicare With Medicare Alone
YOU PAY
With Plan B
YOU PAY
With Plan G
YOU PAY
With Plan F
YOU PAY
Medically necessary emergency care services during the first 60 days of each trip outside the United States All costs All costs $250 deductible, then 20%, and all costs over $50,000 $250 deductible, then 20%, and all costs over $50,000

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