Blue Advantage: Medicare Advantage Plan | Blue Cross and Blue Shield of Alabama - Medicare
Blue Advantage Plans Include:
- Comprehensive Medical Coverage >
- Prescription Drug Coverage >
- Comprehensive Dental >
- Vision Exams & Eyewear >
- Hearing Exams & Hearing Aids >
- SilverSneakers® Fitness Membership >
- Choice of plans, including $0 premium option
- Built-in prescription drug coverage
- Statewide provider network with 100% of Alabama hospitals and over 90% of doctors
- No referral required for network specialists, doctors or hospitals
- In and out of nework covered services
- $0 copay for an annual routine vision and hearing exam
- Significant discounts on hearing aids through TruHearing®
- $100 eyewear and starting at $500 allowance for preventative and comprehensive dental per calendar year
- SilverSneakers® fitness membership
- $0 copay for preventive care, most immunizations, and lab services
- Air medical transportation
- 24-Hour nurses hotline

Comprehensive Medical Coverage
More >Comprehensive Medical Coverage
NO referrals required to see specialists.
You can use providers outside the network.
With over 90% of doctors and every Alabama hospital in the Blue Advantage network, it’s easy to get the in-network doctor you want.
NO COST for many health screenings, immunizations, and other Medicare-recommended preventive services.

Prescription Drug Coverage
More >Prescription Drug Coverage
Both Blue Advantage plans have over 1,000 network pharmacies in Alabama that make it convenient for you to save money.
Your drug cost savings are avaliable at retail pharmacies as well as through Mail-Order. Our Extensive STANDARD and PREFERRED pharmacy networks include CVS, Publix, Walgreens, Walmart plas HUDNREDS of local independent neighborhood pharmacies!

Preventive Dental
More >Preventive Dental
Our Dental plans are designed to deliver care at an affordable price with no waiting period for Diagnostic and Preventive Services.
$500/$750 per calendar year for comprehensive and preventive dental allowance (BA Complete / BA Premier)

Vision Exams & Eyewear
More >Vision Exams & Eyewear
$0 co-pay for annual routine vision exam
$100 eyewear allowance per calendar year

Hearing Exams & Hearing Aids
More >TruHearing® Services*
A comprehensive hearing care solution — $0 copay for routine hearing exams, plus you can get state-of-the-art hearing aids as low as $699 or $999 (one per ear, per year) which can save you thousands of dollars.
*All content ©2020 TruHearing, Inc. All rights reserved. TruHearing® is a registered trademark of TruHearing, Inc. All appointments must be performed by a TruHearing network provider.

Silver Sneakers® Membership
More >Enjoy a complimentary SilverSneakers® fitness membership!
An innovative health, exercise and wellness program for active, older adults. Get fit, have fun and make new friends while enjoying a healthy lifestyle.
- Unlimited gym access at over 300 participating locations in Alabama
- At-home kits available if you can't get to a fitness location due to health reasons
- Online resources and support from trained Advisors
*SilverSneakers is a registered trademark of Tivity Health, Inc. © 2019 Tivity Health, Inc. All rights reserved.
Blue Advantage makes it easy to stay healthy and save money
- Choice of plans, including $0 premium option
- Built-in prescription drug coverage
- Statewide provider network with 100% of Alabama hospitals and over 90% of doctors
- No referral required for network specialists, doctors or hospitals
- In and out of nework covered services
- $0 copay for an annual routine vision and hearing exam
- Significant discounts on hearing aids through TruHearing®**
- $100 eyewear and starting at $500 allowance for preventative and comprehensive dental per calendar year
- SilverSneakers® fitness membership* Learn More >
- $0 copay for preventive care, most immunizations, and lab services
- Air medical transportation
- 24-Hour nurse hotline

More than 90% of all Alabama physicians are in our network.

Along with 100% of all Alabama hospitals!
More Information:
![]() |
Blue AdvantageComplete (PPO)$0 per month |
Blue AdvantagePremier (PPO)$170 per month |
---|---|---|
Primary Care Doctor Visit Copay | $5 copay per visit | $5 per visit |
Specialist Visit Copay | $40 per visit | $25 per visit |
Inpatient Hospital Copay | $225 copay per day for days 1–7; You pay nothing per day for days 8-90; $0 copay for days 91 and after |
$175 copay per day for days 1–5; You pay nothing per day for days 6-90; $0 copay for days 91 and after |
Outpatient Hospital Copay | $250 copay | $150 copay |
Lab Services | $0 copay | $0 copay |
X-rays | $15 copay | $5 copay |
Emergency Room Visit | $90 copay Waived if admitted |
$120 copay Waived if admitted |
Ambulance | $275 copay | $150 copay |
Many Preventive Wellness Services | $0 copay | $0 copay |
Durable Medical Equipment | 20% of cost | 20% of cost |
Diabetic Supplies* | $0 copay | $0 copay |
Eye Exams | $0 copay for routine exam & $30 copay for diagnostic exam | $0 copay for routine exam & $25 copay for diagnostic exam |
Eyewear Allowance | $100 per calendar year | $100 per calendar year |
Preventive & Comprehensive Dental Allowance | $500 per calendar year | $750 per calendar year |
Hearing Exams | $0 copay for routine exam $10 copay for diagnostic exam |
$0 copay for routine exam $10 copay for diagnostic exam |
Hearing Aids | $699/$999 copay per hearing aid (one per ear, per year) |
$699/$999 copay per hearing aid (one per ear, per year) |
Maximum Out-of-Pocket Amount | $5,100 (in-network) | $3,400 (in-network) |
PREFERRED Cost-Sharing Pharmacy Copays/Coinsurance | ||
Tier 1 - Preferred Generic | $4 | $3 |
Tier 2 - Generic | $13 | $8 |
Tier 3 - Preferred Brand | $40 | $40 |
Tier 4 - Non-Preferred Brand | 45% | 45% |
Tier 5 - Specialty Tier | 25% | 33% |
STANDARD Cost-Sharing Pharmacy Copays / Coinsurance | ||
Tier 1 - Preferred Generic | $11 | $10 |
Tier 2 - Generic | $20 | $15 |
Tier 3 - Preferred Brand | $47 | $47 |
Tier 4 - Non-Preferred Brand | 50% | 50% |
Tier 5 - Specialty Tier | 25% | 33% |
Coverage Gap Phase | Once the TOTAL prescription annual spending exceeds $4,130 and YOUR spending is below $6,550 you pay 25% of generic drug costs and 25% of brand-name drug costs. | Once the TOTAL prescription annual spending exceeds $4,130 and YOUR spending is below $6,550 you pay 25% of generic drug costs and 25% of brand-name drug costs. |
Catastrophic Coverage Phase | Once YOUR out-of-pocket spending on prescriptions reaches $6,550 you pay the greater of $3.70 for generic drugs and $9.20 for brand-name drugs OR 5% coinsurance per prescription for the rest of the year. Blue Advantage pays the rest. | Once YOUR out-of-pocket spending on prescriptions reaches $6,550 you pay the greater of $3.70 for generic drugs and $9.20 for brand-name drugs OR 5% coinsurance per prescription for the rest of the year. Blue Advantage pays the rest. |
*Only Ascensia and LifeScan products are preferred with a $0 copay for diabetic test strips and glucometers at the pharmacy and through mail-order home delivery.
*SilverSneakers is a registered trademark of Tivity Health, Inc. © 2019 Tivity Health, Inc. All rights reserved.
** All content ©2020 TruHearing, Inc. All Rights Reserved. TruHearing® is a registered trademark of TruHearing, Inc. Three follow-up visits must be used within one year after the date of initial purchase. Free battery offer is not applicable to the purchase of rechargeable hearing aid models. Three-year warranty includes repairs and one-time loss and damage replacement. Hearing aid repairs and replacements are subject to provider and manufacturer fees.
Third Party Website Disclaimer
You are about to leave the Blue Cross and Blue Shield of Alabama Medicare products website to visit one of our social media sites. Although content of our social media sites is maintained by Blue Cross, Blue Cross does not control the security and/or privacy practices of these external social media sites. Therefore, Blue Cross advises users of these sites against sharing any personal health information or any other information the user would otherwise not feel comfortable being made public. Blue Cross shall not be liable for privacy breaches, security incidents or similar events due to the use of social media sites.
To continue, click "Accept." If you want to stay on the Blue Cross and Blue Shield of Alabama Medicare website, click "Cancel."