Most people have heard of Medicare, but don’t know much about it. Basically, it’s a government program that provides health insurance for those 65 and over — and for people under 65 with special circumstances, like a disability.

Medicare is made up of 4 parts: A, B, C and D.

 

 

Part A: Hospitalization
Part A covers hospitalization, skilled
nursing facilities and other
inpatient care.

Part B: Medical Services
Part B covers doctor visits, 
lab tests and other
outpatient services.

Part C: Medicare Advantage
Part C is also known as 
"Medicare Advantage."
These are private 
insurance plans that work
with Original Medicare.

Part D: Prescription Drugs
Part D is prescription drug
coverage, which is not
covered under Original
Medicare.

 

IMPORTANT: Part A & Part B alone won’t cover all your healthcare needs. In fact, approximately 20% of medical expenses plus 100% of prescription drug costs aren’t covered at all.

Fortunately, Medicare has private insurance options that can help fill the gap. They’re called Part C and Part D. And they’re available from Blue Cross and Blue Shield of Alabama.